@font-face{font-family:"Inter";font-style:normal;font-weight:100 900;font-display:swap;src:url(inter.woff2) format("woff2")}
:root{--bg:#fff;--surface:#fff;--soft:#f5f8ff;--ink:#0b1b3f;--muted:#5b6b8c;--line:#e4e9f2;--accent:#0038b8;--accent-ink:#fff;--accent-soft:#eaf0ff;--gold:#a15c07;--radius:16px;--shadow:0 1px 2px rgba(11,27,63,.04),0 10px 30px rgba(11,27,63,.06);--font:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:#fff radial-gradient(1100px 420px at 50% -140px,var(--accent-soft),transparent 72%) no-repeat;color:var(--ink);font:16px/1.65 var(--font);-webkit-font-smoothing:antialiased}
a{color:var(--accent);text-underline-offset:3px}a:hover{text-decoration-thickness:2px}
img,svg{max-width:100%}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:8px;background:var(--accent);color:#fff;padding:8px 14px;border-radius:8px;z-index:60}.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:6px}

/* ---------- header: split menu, logo in the centre ---------- */
.site-header{background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:40}
.bar{max-width:1280px;margin:0 auto;padding:0 20px;min-height:68px;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;column-gap:24px}
.brand{display:flex;align-items:center;justify-self:center}
.brand img{display:block;height:40px;width:auto}
.nav{display:flex;gap:4px;align-items:center}
.nav-l{justify-content:flex-end}.nav-r{justify-content:flex-start}
.nav a{color:var(--ink);text-decoration:none;padding:8px 12px;border-radius:10px;font-weight:500;font-size:.95rem;white-space:nowrap}
.nav a:hover{background:var(--accent-soft);color:var(--accent)}.nav a[aria-current=page]{color:var(--accent);font-weight:650}
.menu-btn{display:none;width:44px;height:44px;border:1px solid var(--line);background:#fff;border-radius:12px;cursor:pointer;justify-self:start;padding:0}
.menu-btn span,.menu-btn span::before,.menu-btn span::after{display:block;width:20px;height:2px;background:var(--ink);border-radius:2px;position:relative;margin:0 auto;content:""}
.menu-btn span::before{position:absolute;top:-6px;left:0}.menu-btn span::after{position:absolute;top:6px;left:0}
.drawer{display:none;border-top:1px solid var(--line);background:#fff;padding:8px 16px 14px}
.drawer a{display:block;padding:12px 8px;color:var(--ink);text-decoration:none;font-weight:550;border-bottom:1px solid var(--line)}
.drawer a:last-child{border-bottom:0}
.site-header.open .drawer{display:block}
@media(max-width:980px){
  .bar{grid-template-columns:44px 1fr 44px;column-gap:8px}
  .nav{display:none}.menu-btn{display:block}.brand img{height:34px}
  .bar::after{content:"";width:44px}
}

/* ---------- ad slots ---------- */
.ad-wrap{margin:28px auto;text-align:center;max-width:100%;overflow:hidden;line-height:1}
.ad-wrap small{display:block;color:#8a97b3;font-size:.68rem;letter-spacing:.09em;text-transform:uppercase;margin-bottom:6px;line-height:1.2}
.ph{display:flex;align-items:center;justify-content:center;text-align:center;margin:0 auto;border:2px dashed #9db3e6;background:repeating-linear-gradient(135deg,#f5f8ff,#f5f8ff 10px,#edf2ff 10px,#edf2ff 20px);color:#2c4cab;font:600 13px/1.4 var(--font);border-radius:8px;max-width:100%}
.topad{padding:14px 12px 0}.topad .ad-wrap{margin:0 auto}
.show-desk{display:none}.show-mob{display:block}
@media(min-width:1020px){.show-desk.top{display:block}.show-mob.top{display:none}}
@media(min-width:768px){.show-desk.low{display:block}.show-mob.low{display:none}}
.rail{display:none}
.bottomad{padding:0 12px}
.after-footer{height:180px}

/* ---------- hero + calculator ---------- */
.hero{padding:36px 0 18px;text-align:center}
.pill{display:inline-flex;gap:8px;align-items:center;border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 14px 6px 10px;font-size:.86rem;font-weight:550;color:var(--muted);box-shadow:var(--shadow)}
.pill i{width:8px;height:8px;border-radius:50%;background:#16a34a;display:inline-block}
.hero h1{font-size:clamp(2.1rem,5.2vw,3.5rem);line-height:1.08;letter-spacing:-.035em;margin:18px 0 14px;font-weight:700}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero .lead{max-width:640px;margin:0 auto 26px;color:var(--muted);font-size:1.1rem}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.calc{padding:22px;text-align:left}
.calc-row{display:flex;gap:10px}
.calc input[type=text]{flex:1;min-width:0;font:inherit;font-size:1.2rem;padding:15px 18px;border-radius:12px;border:1.5px solid var(--line);background:#fff;color:var(--ink)}
.calc input[type=text]:focus{border-color:var(--accent);outline:none;box-shadow:0 0 0 4px var(--accent-soft)}
.btn{font:inherit;font-weight:600;border:1px solid var(--line);background:#fff;color:var(--ink);padding:10px 18px;border-radius:12px;cursor:pointer;text-decoration:none;display:inline-block}
.btn:hover{border-color:var(--accent);color:var(--accent)}
.btn-primary{background:var(--accent);color:#fff;border-color:var(--accent)}.btn-primary:hover{color:#fff;filter:brightness(1.12)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px;align-items:center;color:var(--muted);font-size:.92rem}
.chip{border:1px solid var(--line);background:var(--soft);color:var(--ink);border-radius:999px;padding:4px 13px;font-size:.9rem;cursor:pointer;font-family:inherit}
.chip:hover{border-color:var(--accent);color:var(--accent)}
.privacy-line{display:flex;gap:8px;justify-content:center;align-items:center;color:var(--muted);font-size:.88rem;margin:16px 0 0}
.privacy-line svg{width:16px;height:16px;flex:none}
.out{margin-top:20px}
.out-head{display:flex;justify-content:space-between;align-items:flex-start;gap:14px;flex-wrap:wrap;margin-bottom:12px}
.out-head h2{margin:0;font-size:1.1rem;word-break:break-word}
.out-actions{display:flex;gap:8px}.out-actions .btn{padding:6px 12px;font-size:.88rem}
.res{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:10px}
.res button{font:inherit;text-align:left;border:1px solid var(--line);background:#fff;color:var(--ink);padding:12px 14px;border-radius:12px;cursor:pointer}
.res button:hover{border-color:var(--accent)}
.res button[aria-pressed=true]{border-color:var(--accent);background:var(--accent-soft);box-shadow:0 0 0 2px var(--accent) inset}
.res .n{display:block;font-size:.84rem;color:var(--muted)}
.res .v{display:block;font-size:1.65rem;font-weight:750;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.res .r{display:block;font-size:.8rem;color:var(--gold)}
.breakdown{display:flex;flex-wrap:wrap;gap:6px;margin:6px 0 0}
.lt{display:inline-flex;flex-direction:column;align-items:center;min-width:34px;border:1px solid var(--line);border-radius:8px;padding:3px 6px;background:var(--soft);line-height:1.2}
.lt b{font-size:1rem}.lt i{font-style:normal;font-size:.78rem;color:var(--gold);font-variant-numeric:tabular-nums}
.sub{margin:22px 0 8px;font-size:1rem}
.links{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.links li a{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:5px 13px;text-decoration:none;color:var(--ink);background:#fff;font-size:.95rem}
.links li a:hover{border-color:var(--accent);color:var(--accent)}
.muted{color:var(--muted)}.small{font-size:.9rem}

/* showcase panels (like the reference) */
.show{display:grid;gap:14px;grid-template-columns:1fr 1fr 1fr;margin:34px 0 0}
.panel{background:var(--soft);border:1px solid var(--line);border-radius:20px;padding:22px;text-align:left}
.panel h3{margin:0 0 4px;font-size:1.02rem}.panel p{margin:0 0 12px;color:var(--muted);font-size:.93rem}
.panel.blue{background:var(--accent);border-color:var(--accent);color:#fff;display:flex;flex-direction:column;justify-content:center}
.panel.blue .bignum{font-size:3.4rem;font-weight:750;letter-spacing:-.04em;line-height:1}
.panel.blue p{color:#dbe5ff;margin:8px 0 0;font-size:1rem}
.eq{font-size:1.4rem;font-weight:750;margin-top:12px;font-variant-numeric:tabular-nums}.eq small{font-size:.85rem;font-weight:500;color:var(--muted)}
.strip{margin:18px 0 0;background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:16px 20px;text-align:center;color:var(--muted);font-size:.95rem}
.strip b{color:var(--ink);font-weight:600;white-space:nowrap}
@media(max-width:760px){.show{grid-template-columns:1fr}}

/* sections */
main{display:block;min-width:0}
section.block{padding:30px 0}
.block h2{font-size:1.65rem;letter-spacing:-.025em;margin:0 0 12px;line-height:1.25;font-weight:700}
.block h3{font-size:1.12rem;margin:22px 0 6px}
.block-head{text-align:center;max-width:640px;margin:0 auto 22px}.block-head p{color:var(--muted);margin:0}
.grid{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(240px,1fr))}
.tile{display:block;padding:20px;text-decoration:none;color:var(--ink);transition:transform .15s,border-color .15s,box-shadow .15s}
.tile:hover{transform:translateY(-2px);border-color:var(--accent)}
.tile b{display:block;margin-bottom:4px;font-size:1.02rem}.tile span{color:var(--muted);font-size:.93rem}
.numgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(64px,1fr));gap:8px}
.numgrid a{text-align:center;padding:9px 0;border:1px solid var(--line);border-radius:10px;text-decoration:none;color:var(--ink);background:#fff;font-variant-numeric:tabular-nums;font-weight:600}
.numgrid a:hover{border-color:var(--accent);color:var(--accent)}
.prose{font-size:1.05rem}.prose p{margin:0 0 1.1em}.prose h2{font-size:1.5rem;margin:1.7em 0 .5em;letter-spacing:-.02em;line-height:1.25;font-weight:700}.prose h3{font-size:1.15rem;margin:1.4em 0 .4em}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.1em}.prose li{margin:.3em 0}
.page-title{font-size:clamp(1.8rem,4vw,2.6rem);line-height:1.15;letter-spacing:-.03em;margin:8px 0 12px;font-weight:700}
.page-lead{font-size:1.15rem;color:var(--muted);margin:0 0 20px}
.crumbs{font-size:.9rem;color:var(--muted);padding:18px 0 4px}.crumbs ol{display:flex;flex-wrap:wrap;gap:6px;list-style:none;margin:0;padding:0}.crumbs li+li::before{content:"/";margin-right:6px;color:#b9c3d8}.crumbs a{color:var(--muted)}
.meta{font-size:.9rem;color:var(--muted);margin:0 0 18px}
table{border-collapse:collapse;width:100%;margin:0 0 1.2em;font-size:.97rem}
th,td{padding:9px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{font-size:.8rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);background:var(--soft)}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:14px;margin:0 0 1.2em;background:#fff}.tablewrap table{margin:0}
.big{font-size:1.1rem;font-weight:700}
.heb{font-size:1.5rem;direction:rtl;font-family:"Noto Serif Hebrew","Times New Roman",serif}
.letters{display:grid;grid-template-columns:repeat(auto-fill,minmax(64px,1fr));gap:8px;margin:0 0 1.3em}
.letters div{text-align:center;border:1px solid var(--line);border-radius:10px;padding:7px 0;background:#fff}.letters b{display:block;font-size:1.05rem}.letters span{color:var(--gold);font-size:.9rem;font-variant-numeric:tabular-nums}
.callout{border-left:4px solid var(--accent);background:var(--accent-soft);padding:14px 18px;border-radius:0 12px 12px 0;margin:1.2em 0}
.note{font-size:.88rem;color:var(--muted);border-top:1px solid var(--line);padding-top:14px;margin-top:28px}
details.faq{border:1px solid var(--line);border-radius:14px;background:#fff;margin:0 0 10px;padding:0 16px}
details.faq summary{cursor:pointer;font-weight:600;padding:14px 0;list-style:none}details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";float:right;color:var(--accent);font-size:1.3rem;line-height:1}details.faq[open] summary::after{content:"\2212"}
details.faq p{margin:0 0 14px;color:var(--muted)}
.pager{display:flex;justify-content:space-between;gap:12px;margin:26px 0}.pager a{flex:1}
.formrow{display:flex;gap:10px;flex-wrap:wrap}.formrow input,.formrow select{font:inherit;padding:11px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);min-width:0}
.formrow input:focus,.formrow select:focus{border-color:var(--accent);outline:none}
.mini{display:flex;gap:8px;margin:12px 0}.mini input{flex:1;font:inherit;padding:11px 14px;border:1.5px solid var(--line);border-radius:12px;background:#fff;color:var(--ink);min-width:0}

/* footer */
.site-footer{margin-top:40px;border-top:1px solid var(--line);background:var(--soft);padding:36px 0 26px;font-size:.94rem}
.fgrid{display:grid;gap:26px;grid-template-columns:1.4fr 1fr 1fr 1fr}
@media(max-width:760px){.fgrid{grid-template-columns:1fr 1fr}}@media(max-width:480px){.fgrid{grid-template-columns:1fr}.calc-row{flex-direction:column}}
.site-footer h2{font-size:.8rem;text-transform:uppercase;letter-spacing:.07em;color:var(--muted);margin:0 0 10px}
.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:5px 0}.site-footer a{color:var(--ink);text-decoration:none}.site-footer a:hover{color:var(--accent);text-decoration:underline}
.flogo img{height:34px;width:auto;display:block;margin-bottom:10px}
.fine{margin-top:24px;padding-top:16px;border-top:1px solid var(--line);color:var(--muted);font-size:.84rem}
@media print{.site-header,.site-footer,.ad-wrap,.calc,.topad,.bottomad,.after-footer{display:none}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}